Why You Should Regularly Review Your Accounts and Statements

Regularly reviewing your accounts can help you detect problems early and act before serious damage is done.

Why This Matters

Many scams do not result in immediate large losses. Instead, they begin with:

• Small unauthorised transactions
• Unknown subscriptions
• Minor test charges

These are often used by scammers to check whether an account is active before attempting larger fraud.

What to Look For

When reviewing your accounts, check for:

• Transactions you do not recognise
• Payments to unfamiliar companies
• Repeated small charges
• Changes to account details

Even small discrepancies should be taken seriously.

How Often Should You Check?

Ideally:

• Bank accounts: weekly
• Credit card statements: monthly
• Online accounts: regularly

Frequent checks make it easier to identify issues quickly.

What to Do If You Notice Something Unusual

• Contact your bank immediately
• Secure your accounts
• Monitor for further activity

Stay in Control

Regular monitoring gives you visibility and control. The earlier you detect a problem, the easier it is to resolve.